Terms & Conditions
Effective Date: 21-Oct-2024
This Terms & Conditions Agreement (“Agreement”) is entered into by and between Highervisibility Solution LLC (“Company”, “we”, “us”, “our”) and the client (“Client”, “you”, “your”).
By purchasing or using our services through hvsol.online, invoice, payment link, online checkout, or terminal transaction, you agree to the following:
1. Services
We provide professional Online courses services including:
- Digital Marketing
- Web Design & Development
- Search Engine Optimization (SEO)
- Search Engine Marketing (SEM)
- Graphic Designing
- Social Media Marketing
Scope of work will be defined in a proposal, service agreement, or invoice.
2. Payments & Billing
2.1 Accepted Payment Methods
We accept:
- Credit/Debit Cards
- ACH Bank Transfers
- Online Payment Links
- Invoices
- Virtual or Physical Terminal Payments
2.2 Authorization
By submitting payment, you authorize us and our third-party merchant processor to charge your selected payment method for agreed services.
2.3 Pricing
All pricing is outlined in your service agreement or invoice. Payments must be made according to agreed billing schedules.
2.4 Late Payments
Late payments may result in service suspension. Continued non-payment may lead to termination.
3. Merchant Account & PCI Compliance
We operate under U.S. merchant account regulations and comply with card brand requirements (Visa, Mastercard, Discover, American Express).
3.1 PCI DSS Compliance
All card payments are processed through PCI-DSS compliant third-party payment processors.
We:
- Do not store full card numbers
- Do not store CVV/CVC codes
- Use SSL encryption for payment processing
Clients agree not to send card details via email or unsecured channels.
3.2 Fraud Prevention
We reserve the right to:
- Request identity verification
- Decline suspicious transactions
- Refund high-risk payments
4. Refund Policy
4.1 Service-Based Refunds
Due to the nature of digital services:
- Setup fees are non-refundable.
- Completed work is non-refundable.
- Monthly retainers may be refundable only if cancellation is requested before work begins for the billing cycle.
4.2 Refund Requests
Refund requests must be submitted in writing within 14 days of payment.
Approved refunds:
- Will be returned to the original payment method.
- May take 7–15 business days depending on the bank.
4.3 Non-Refundable Fees
Merchant processing fees are non-refundable.
5. Chargebacks & Disputes
If a chargeback is filed:
- We reserve the right to suspend services immediately.
- Clients must contact us before initiating disputes.
- Fraudulent or unjustified chargebacks may result in collection action and recovery of fees.
6. Client Responsibilities
Clients agree to:
- Provide accurate business information
- Respond to communication in a timely manner
- Comply with U.S. advertising and marketing laws
- Not request illegal, deceptive, or prohibited content
7. Intellectual Property
Upon full payment:
- Final deliverables become the Client’s property.
- We reserve the right to display completed work in our portfolio unless otherwise agreed.
8. Limitation of Liability
We are not liable for:
- Third-party platform policy changes
- Lost profits or indirect damages
Total liability shall not exceed the amount paid for the specific service.
9. Cancellation Policy
Clients may cancel services with 30 days written notice unless otherwise stated in the agreement.
No refunds will be issued for work already completed.
10. Governing Law
This Agreement is governed by the laws of the United States and applicable state regulations.
Privacy Policy
Information We Collect
- Name, business name
- Email and phone number
- Billing information
- Project details
Payment Security
All payments are processed via secure PCI-compliant processors. We do not store full payment details.
Data Protection
We do not sell or rent client information. Data is used solely to provide contracted services.
Acceptable Use Policy
Clients may not use our services to promote:
- Illegal activities
- Fraudulent schemes
- Adult or prohibited content
- Hate speech or unlawful products
Violation may result in immediate termination.
Contact Information
Highervisibility Solution LLC
Website: hvsol.online
Email: highervisibilitysolution@gmail.com
Phone: (727) 241-5685
